At A Small Investment, you pay for financial advice, planning, and guidance, not commissions, product sales, or assets under management. Led by André Small, CFP®, MBA, we serve clients in Northeast Houston, and virtually across the United States.
Pricing for this stage of wealth
This pricing is designed to address your current financial needs as your financial situation has evolved. At this point you may be familiar with financial advice in the traditional sense and want to approach your finances from an unbiased second opinion prospective.
With a clear financial plan, or help thinking through overlooked decisions. This pricing is a strong fit for people pursuing financial independence, work optional life, retirement readiness, or simply more confidence in the plan they already have.
How pricing works
We use a flat-fee model so you know the cost up front. That means no AUM fees, no commissions, and no pressure to move assets. Our goal is to make financial advice feel simple, transparent, and aligned with your best interests.
Planning options at A Small Investment
Choose the planning engagement that best fits your current needs.
Tactical Plan — $1,800 Best for one major issue or a focused planning need. Includes:
Goal setting.
Cash flow analysis.
Investment review.
Home affordability.
Debt management.
Strategic Plan — $2,520 Best if you want to work through several connected decisions. Includes everything in Tactical, plus:
Retirement savings.
Education savings.
Tax planning.
Comprehensive Plan — $3,000 Best for clients who want a broader review across multiple parts of their financial life. Includes everything in Strategic, plus:
Initial meeting 45 minutes – Discuss what’s most important to you financially speaking, and gather data for your Tactical plan.
Plan Delivery meeting 1.5 hrs – Your tailored plan will be provided with actionable steps to maximize the potential for meeting your most pressing financial goal.
Coaching session 1 hr – available at an hourly rate; after the initial engagement/plan delivery
Initial meeting 45 minutes – Discuss what’s most important to you financially speaking, and gather data for your Comprehensive plan.
Plan Delivery meeting 1.5 hrs – Your tailored plan will be provided with actionable steps to maximize the potential for meeting your financial goals with additional accountability.
Coaching session 1 hr – available at an hourly rate; after the initial engagement/plan delivery; or monthly/ quarterly flat fee
For ongoing clients, support may also include quarterly check-ins, annual review work, and planning updates as life changes.
On Going financial planning
Want additional support, accountability, and timely guidance?
After your initial financial plan is delivered I provide continuous financial planning for all financial situations and life events that may arise.
The image below provides the monthly commitment that we will provide and you can expect. I will be steadfast to your financial success, and will be expecting the same commitment from you.
With a heart of a teacher, and a trusted reputation for delivering clear, reliable financial solutions. I have collaborated with many clients to achieve their goals. While continuing to innovate and grow, I will stay ahead of the curve to provide the best guidance.
After the financial plan is delivered. Let’s partner in your continued success.
Objective Insights
You receive unbiased perspective, helping avoid emotional decisions that can derail financial plans.
Accountability
Staying on track with financial goals, encouraging disciplined actions toward long-term success.
After your initial Comprehensive financial plan is delivered, I provide continuous financial planning for all financial situations and life events that may arise.
Ongoing financial planning cost is up to $777.79 a month.
Shifting focus to new or previous goals not yet started
Annual Review
Completed annually, including updating your financial plan.
Shifting focus to new or previous goals not yet started.
What’s Next, After Reviewing Pricing
If you want clear, unbiased financial advice and a transparent pricing model, start with an initial mutual fit meeting.
Then choose the planning strategy that best fits where you are today.
FAQ for pricing
Do you offer a complimentary consultation?
Yes. The first conversation is a chance to discuss what you value most, your goals, your current situation, and whether we are a good fit.
Do you require asset minimums?
No, but your situation should be a good fit for the level of planning you want.
Do you sell products or earn commissions?
No. Our model is advice-only and fee-only.
Can you coordinate with my CPA or attorney?
Yes. We can collaborate with other professionals as needed.
What can I expect in our first meeting?
In our complimentary consultation, we’ll discuss your financial goals, current situation, and how we can help. You’ll get an overview of our services, fee structure, and answers to any questions. This meeting is about determining if we’re a good fit, with no obligation to proceed. Feel free to bring any documents or questions to make the most of our time together.
Fee-Only Financial Planning Pricing | A Small Investment with CFP® André Small
