Inflation is one of those financial terms we hear all the time, but it’s easy to overlook how it directly affects our everyday life. As a high-net-worth or high-earning individual, inflation can seem subtle when it comes to the gas pump or the grocery store. Inflation can seep into your entire financial picture, your investments, […]
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Making the decision between a lump sum pension and other retirement options can feel overwhelming. Depending on your financial situation, you may have more options, but also more complex considerations. As a Certified Financial Planner, I’ve seen clients face both successes and regrets with their previous choices. Let’s explore the top five mistakes to avoid
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When you approach retirement, a big decision looms: should you take your pension as a lump sum or opt for a lifetime annuity? You’ve worked hard to build your wealth, and how you manage it in retirement can have long lasting benefits. As a Certified Financial Planner(R) (CFP), I’ve helped many clients navigate this decision.
Navigating Your Pension: Lump Sum vs. Annuity – What’s Right for You? Read More »
Deciding whether to take your pension as a lump sum or as monthly payments can be one of the most important financial choices you’ll make before retirement. As someone with experience guiding high-net-worth and high-earning individuals, I understand how this decision can feel overwhelming. But by taking a thoughtful approach, you can make an informed
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Sudden wealth can be an exciting and overwhelming experience. Whether you’ve sold a business, received an inheritance, or won a large sum of money, the opportunities are endless. But if you’re, like many high-net-worth individuals, this sudden influx of money also presents some critical decisions that need careful consideration. As a Certified Financial Planner (CFP®),
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And 9 Actionable Tips When you’ve spent decades building your wealth, the last thing you want is for an unforeseen event to unravel everything. High-net-worth individuals, particularly those aged 40-70, face unique risks that can threaten their financial security. In this guide, we’ll explore practical ways to safeguard your wealth from unpredictable challenges. Whether it’s
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Understanding the Significance of Unexpected Wealth As a Certified Financial Planner (CFP), I’ve seen firsthand how unexpected wealth can transform a person’s life. It often comes in the form of a sudden inheritance, the sale of a business, or a successful investment. While these events are usually positive, they can also be overwhelming. For example,
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Introduction Budgeting tips for a non Budgeter. Budgeting is often seen as a necessity for those with limited financial resources, but even high net worth and high earning individuals can benefit significantly from a well structured budget. This guide is for you if you consider yourself a non budgeter, and want some quick tips for
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Common mistakes to avoid when saving money is a fundamental aspect of financial planning, yet even the wealthiest among us can fall into common traps that hinder their financial growth. As a certified financial planner, I’ve seen firsthand how high net worth and high earning individuals, particularly those aged 30-70, can make mistakes that are
Common Mistakes to Avoid When Saving: A Guide for the High Net Worth Read More »
As a financial planner, I’ve had countless conversations with clients about building emergency savings. High earners or those with significant assets often think they’re immune to financial disruptions. But, having a solid emergency savings fund is just as crucial for someone with a six-figure income as it is for anyone else. Let’s dig into why
Emergency Savings Goals: Why It Matters Read More »
