With tax laws changing and updates happening more frequently; it’s important to reference the financial numbers for 2026. Similar to the insight I created in 2025, this insight builds on that information with this year’s tax and financial numbers. In this insight we will review 2026 important tax and financial numbers: What Changed From Last […]
Complete Strategy Guide To Funding College College costs keep rising. Parents feel pressure to save more, understand confusing aid rules, and make the right choices for their child’s future. Students feel overwhelmed, too. The financial side of college has never been more complex, and the stakes have never been higher. With interest rates on the
I’m Behind on Retirement Savings at 45, 50, or 55. Now What? Most retirement advice starts with the same assumption: The sooner you build retirement savings the more time you have to let compounding do the heavy lifting. Many people reach their mid-40s, 50s, or even 55 and realize their retirement savings aren’t where they
I’m Behind on Retirement Savings at 45, 50, or 55. Now What? Read More »
What to Do When Your Spouse Is a Spender and You’re a Saver – 10 Steps Money conflicts or disagreements can strain even the strongest relationships. In fact, research consistently ranks money conflict as one of the top reasons couples fight, and even divorce. But the problem usually isn’t money itself. It’s how differently each
Money Conflict, Your Spouse Is a Spender and You’re a Saver Read More »
Every investor experiences investment losses, but not every investment loss should be considered the same. With the right strategy, you can use market dips to lower your tax bill and improve long term returns. That’s where tax loss harvesting comes in. It’s a year end strategy that lets you sell investments at a loss to
4 Steps to Know if Tax Loss Harvesting Is Worth It Read More »
HSA investing at Every Age and Phase of Life And how tax advantaged accounts complement your broader portfolio strategy. Most people think of a Health Savings Account (HSA) as a place to stash money for medical bills. But smart investors know there’s more to it. An HSA is one of the most tax efficient investment
Old 401k Decisions: Roll It Over, Leave It, or Convert It? When you switch jobs, your old 401K often gets left behind. It’s easy to forget about, but the decision you make now can impact your future retirement income, taxes, and investment flexibility for decades to come. If you’re between ages 40 and 70, you’ve
Should I Invest more in my employer’s 401K? Here’s how to decide what’s best for you. Start with what you value most about your financial situation, and your goals. Then, compare your options of investing more in your 401K; versus pursuing other financial goals. Finally, decide next steps and make a plan to achieve your
What is the best investment account for my child? If you are a parent that wants to invest some of your child’s savings for the future or you are looking for a way to get them started with investing early; then this insight is for you. Now the answer depends on your goals, your income,
Buy or Rent: Key Takeaways Should you buy a house or keep renting? It’s one of the most common house decision questions I hear from clients and prospects that are actively looking for a new residence. And it’s also one of the most misunderstood. Buy a house or keep renting, I have gathered some of
