As you approach retirement, Required Minimum Distributions (RMDs) become an unavoidable part of managing your retirement accounts. Whether you’re a high earner or have accumulated significant savings over the years, it’s essential to approach RMDs with a clear strategy. The decisions you make now can significantly impact your tax liability, legacy, and overall financial health. […]
8 Essential Questions for Your RMD – Answered Read More »
When you’ve worked hard to build wealth, the last thing you want is for your financial goals to feel like they’re all competing for your attention. You may feel like others that participate in reading asmallinvestment.com; they often juggle a variety of financial objectives, saving for retirement, managing taxes, planning for a legacy, and more.
How Do I Prioritize My Financial Goals? Read More »
Important Tax and Financial Numbers for 2025
Important Tax and Financial Numbers for 2025 Read More »
Here at A Small Investment, LLC my goal is to understand your goals and deliver clear and actionable advice that meets your needs. In this insight we will evaluate key strategies that can make a real difference in your financial future. Tax-Efficient Investing for High Earners Savings money counts for all; however, when you’re in
The Secret Strategies The High Net Worth Use to Maximize Wealth in Uncertain Times Read More »
Unlocking your financial future through goal setting. Financial goal setting is not just for those beginning their financial journey, but also for those that understand that success doesn’t happen by accident. Achieving financial independence or securing a comfortable retirement requires careful planning and actionable goals. But how do you ensure you’re on the right path
Unlocking Your Financial Future Through Goal Setting Read More »
Let’s discuss maximizing your benefits after meeting your health insurance deductible. As a certified financial planner I’ve come to realize how critical it is to be strategic about using your health insurance, especially after meeting your deductible. Understanding how to maximize your health insurance benefits can be a key part of preserving wealth and maintaining
Maximizing Your Benefits After Meeting Your Health Insurance Deductible Read More »
Should I use an annuity as part of my retirement income strategy? Replacing the income you are used to in retirement can be complicated. You’ve likely spent decades building wealth, investing wisely, and working toward financial security. But as retirement nears, the question becomes: how do you turn your assets into sustainable income for the
Should I use an annuity as part of my retirement income strategy? Read More »
As the year winds down, it’s time to think about the often overlooked aspect of financial planning: your Flexible Spending Account (FSA). For many, making the most of every financial tool is essential to staying on top of your finances. Your FSA is one of those tools, but like many things in finance, it comes
Tips for Utilizing Unused FSA Funds Effectively: Maximize Your Health Dollars Read More »
For my high net worth clients, I am especially thankful this year. The reason? They have a golden opportunity to take advantage of the higher estate and gift tax lifetime exemption for 2024. This is a significant financial planning moment, and one that could help preserve millions of dollars for future generations, charitable causes, and
As we approach Thanksgiving, the end of the year, and start thinking about taxes, I’m reminded of celebrating financial wins. A financial win I’m thankful for: the ability to make deductible IRA contributions. This simple but powerful tool offers a range of benefits for those who qualify, especially you if you are not participating in
